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Special Rules and Benefits: Why You Might Still Pay Capital Gains Tax in 2026
Even though the 2026 long-term capital gains tax rates will stay at 0%, 15%, and 20%, that doesn’t automatically mean you’ll avoid paying. Whether you owe anything depends on your tot...
Federal Student Loan Shake-Up: New Borrowing Caps Could Change Graduate Education Forever
A new federal law is set to reshape how students pay for advanced degrees and it could make graduate school far less affordable for many. This fall, millions of students are already w...
Want to Retire Comfortably? Here’s How to Use Your IRA and Social Security the Smart Way
Retirement should mean freedom, not financial stress. But for millions of Americans, the key to enjoying those years lies in how wisely they manage two major income sources: their In...
Your November Social Security Payment Schedule: Double SSI Checks and What to Know for December
This November, Social Security recipients may see some changes in their usual payment schedule, with SSI recipients receiving two checks in November but no payment in December. ...
Grants Provided by the Government and Private Foundations to Help in Settling Personal Bills
Covid-19 brought changes to how people lived. Many have had to go through numerous challenges because they experienced disruptions in their businesses and jobs. If you are struggling...
FHA Loans in 2024: Everything You Need to Know
FHA loans, backed by the Federal Housing Administration (FHA), are a popular choice for many home buyers, particularly first-time buyers. These loans offer lower down payments and more flexible credit requirements compared to ...
Parents: Here’s How to Receive $120 per Child for Summer Groceries
With school out and meals no longer provided during the day, feeding kids over summer break can stretch family budgets. To help, the U.S. government has launched the 2025 Summer EBT program, also known as...
2025 Medicaid Eligibility: A State-by-State Income Breakdown
Medicaid is a crucial program that helps low-income individuals, seniors, and people with disabilities. Eligibility requirements vary by state, marital status, and the type of care you need. In 2025, income li...
March 2025 Stimulus Payments: Which States Are Sending Checks This Month?
Financial relief programs continue to support low-income families across the U.S. in March 2025, with several states offering stimulus payments to help offset rising costs. You may have access to sup...