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Can You Use a 529 Plan to Pay Student Loans? What Borrowers Should Know

The SECURE Act of 2019 expanded how families can use 529 college savings plans, allowing them to pay off student loans and fund registered apprenticeship programs — not just tuition. Government s...

IRS Raises 401(k) and IRA Contribution Limits for 2026: Here’s What Changes

The IRS has confirmed new retirement contribution limits for 2026, giving workers more room to save and helping offset rising inflation. The update, announced November 13, increases limits for 40...

Workarounds for Costly Healthcare Delays: Insurance And Other Options

As more hospitals enact triage emergency room protocols and cancel elective surgeries and other procedures, many people across the country have been placed in a holding pattern with their healthcare. The ...

Some Amazing Government Assistance Programs That Could Help You in a Pinch

  There are many myths about government assistance programs. Some people think that only lazy people apply for them or that you must be in a crisis to receive help. It isn't true because ...

Finding Affordable Groceries: Top Budget-Friendly Stores in the US

Navigating grocery costs can be a challenge, especially as prices fluctuate. Finding budget-friendly options can significantly impact household expenses. Must read: Everything You Need To Know About...

2025 Medicaid Eligibility: A State-by-State Income Breakdown

Medicaid is a crucial program that helps low-income individuals, seniors, and people with disabilities. Eligibility requirements vary by state, marital status, and the type of care you need. In 2025, income li...

Fired and in Debt? How to Manage Student Loans After Job Loss

Losing a job is stressful enough, but when you’re also carrying student loan debt, the pressure can feel overwhelming. With payments back in full swing and forgiveness programs tied up in legal battles, it...

Social Security COLA 2026 Announcement: What Retirees Need to Know

Social Security beneficiaries are waiting to see how much their monthly payments will increase next year. The Cost of Living Adjustment (COLA) is designed to help retirees, people with disabilities, and sur...

New Housing Initiative Helps LGBTQ Folks Find Stable Housing

On December 25, the We Thrive organization of Hyannis, MA, announced a new housing initiative for people who identify as members of the LGBTQ community. The We Thrive organization offers a shared housing resource w...